Payday Loans Cost
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you facing a financial crunch and in need of swift funding? A loan from Fundo might just be your answer! Say goodbye to the endless paperwork and long wait times typically associated with traditional lenders. Many Australians find themselves looking up details about payday loans cost—and we're here to shed light on this important topic.
At Fundo, we offer short-term loans tailored to meet your unique circumstances. Our approach is straightforward, ensuring you can access funds quickly, often without the stress of a lengthy approval process. Plus, with our customer-friendly policies, it's easier to get funding than navigating the overwhelming options found on the internet.
When it comes to understanding payday loans cost, here’s what you need to know. For short-term loans through Fundo, there are no interest charges for small loans (SACC loans), while our medium (MACC) loans come with a competitive interest rate of 47.8% per annum if applicable based on loan size. You can choose to repay within up to 180 days, making it manageable for you.
While searching for information online, you might come across various comparisons regarding payday loan costs. What sets us apart at Fundo is our commitment to ensuring you're not just borrowing—but borrowing smart. By paying your loan on time, you can avoid any additional fees and even enhance your borrowing potential for future needs.
At Fundo, we understand that you may need a loan for numerous reasons, such as tackling an unexpected expense. Other purposes for your Fundo loan may include:
Monitoring your account is a breeze with our interactive dashboard—where you can manage payments and receive tailored financial advice from our passionate team. You won't need to rely on endless searches for "payday loans cost" anymore when Fundo has everything you need.
Curious about boosting your chances for loan approval? Familiarize yourself with your Fundo Score. A higher score can lead to better loan offers and terms. We encourage actions like timely payments and positive feedback to enhance your score over time.
Ready for your first loan journey with us? Here’s what you need:
If you submit your application during business hours, you might even receive your funds within 60 seconds once your contract is accepted! Returning customers enjoy a streamlined three-click application process.
If you've been on the lookout for a reliable lender, you've found it with Fundo. Take the first step to financial relief and apply now for a short-term loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
