Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're finding yourself in a financial crunch and need quick access to funds, Payday Loans for People with Bad Credit could be a viable solution. Traditional lenders often impose stringent requirements and lengthy processes that can make obtaining a loan overwhelming. That's where Fundo comes in. As an alternative lender, we provide fast, flexible, and affordable short-term loans specifically tailored for Australians, even if your credit isn't perfect.
Searching for the right financial solutions like 'Personal Loans'? It can be confusing to sort through numerous options available on the market. However, Fundo offers a range of small loan products to suit your needs, including:
Once selected, you'll have the flexibility to repay your loan over a maximum term of up to 180 days for a MACC loan. And if you're in a position to pay it off early, feel free! This means you won’t incur monthly fees, keeping your costs down.
At Fundo, we aim to simplify the loan approval process. You don't have to fit into a narrow criteria box typical of traditional lenders. Here is what we require:
Are you keen to apply for a payday loan today? Simply head over to our platform and fill out the application form with your personal details and the loan amount you're seeking. Our process is straightforward, and if your application is submitted during business hours, you could receive your funds within 60 seconds of contract acceptance.
Be proactive about your financial growth! By focusing on improving your Fundo Customer Score, you can increase your chances of being approved in the future. Paying your loans on time and reducing your existing borrowing can go a long way.
So why hesitate? Take the first step towards securing the financial assistance you need! Apply now at Fundo and experience lending made simple.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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