Payday Loans For Very Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We all know that accessing funds can be a challenge, especially when your credit isn't in pristine condition. When you find yourself in urgent need of cash, navigating through lengthy processes can feel overwhelming. That's why when the topic arises around payday loans for very bad credit, Fundo is your go-to solution! We understand that everyone deserves access to quick funds, and we're here to make that simple and accessible.
At Fundo, we focus on short-term loans that are designed with you in mind, particularly if you haven’t had the opportunity to borrow due to a lower credit score. Here's what sets us apart:
Fundo loans can provide you with the funds needed for unexpected expenses without a fuss. Although we can't assist with consolidating debt or other purposes not mentioned on our site, our offerings are tailored for valid short-term needs:
With our loans ranging from $500 up to $5,000, we've got you covered, whether you require a small or medium loan. Plus, our repayment terms go up to 180 days for MACC loans, providing you with ample time to repay.
Wondering how to improve your Fundo Score? By maintaining punctual repayments and engaging with us, you’ll see your score flourish. Every responsible financial move you make with Fundo enhances your future borrowing potential!
If you're at least 18 years old, currently living in Australia, and have a verified income of $1,000 or more per fortnight (including government benefits), you can apply quickly and easily! Our application process is straightforward. If submitted during business hours, many applicants can see the funds hit their account within just 60 seconds from contract acceptance!
So stop searching for payday loans for very bad credit and check out Fundo instead! We’re dedicated to providing fast, flexible funding options tailored for your unique financial needs. Ready to get started? Apply for your Fundo loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
