Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
We all know that accessing funds can be a challenge, especially when your credit isn't in pristine condition. When you find yourself in urgent need of cash, navigating through lengthy processes can feel overwhelming. That's why when the topic arises around payday loans for very bad credit, Fundo is your go-to solution! We understand that everyone deserves access to quick funds, and we're here to make that simple and accessible.
At Fundo, we focus on short-term loans that are designed with you in mind, particularly if you haven’t had the opportunity to borrow due to a lower credit score. Here's what sets us apart:
Fundo loans can provide you with the funds needed for unexpected expenses without a fuss. Although we can't assist with consolidating debt or other purposes not mentioned on our site, our offerings are tailored for valid short-term needs:
With our loans ranging from $500 up to $5,000, we've got you covered, whether you require a small or medium loan. Plus, our repayment terms go up to 180 days for MACC loans, providing you with ample time to repay.
Wondering how to improve your Fundo Customer Score? By maintaining punctual repayments and engaging with us, you’ll see your score flourish. Every responsible financial move you make with Fundo enhances your future borrowing potential!
If you're at least 18 years old, currently living in Australia, and have a verified income of $1,000 or more per fortnight (including government benefits), you can apply quickly and easily! Our application process is straightforward. If submitted during business hours, many applicants can see the funds hit their account within just 60 seconds from contract acceptance!
So stop searching for payday loans for very bad credit and check out Fundo instead! We’re dedicated to providing fast, flexible funding options tailored for your unique financial needs. Ready to get started? Apply for your Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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