Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding yourself in a financial crunch? Whether it’s for an unexpected car repair, travel plans, or juggling day-to-day expenses, loans can be a lifesaver when income doesn’t quite cover it all. If you’ve been searching for options like 'payday loans online bad credit accepted', then look no further than Fundo. We're an Australian-owned lender dedicated to offering accessible short-term loans without the stress of traditional lenders. Our approach means that you’re welcome here, even if your credit isn't perfect.
At Fundo, we pride ourselves on a speedy application process and competitive repayment terms. You can expect that funds will hit your account within 60 seconds from contract acceptance! Plus, our flexibility means you can choose a repayment schedule that works for your budget over the loan’s duration.
We understand that flexibility matters. When choosing your loan repayment plan, you can decide how your payments fit into your financial life. Have the flexibility with repayments over an up to 180-day period for our MACC loans, ensuring that managing your loan doesn’t add extra stress. You can even pay ahead of schedule, which can enhance your chances of future approvals with Fundo!
Our loans can cater to a wide range of short-term needs, such as:
As a responsible lender, we promote healthy borrowing habits, providing helpful resources and tips for using loans effectively. We'll even send you updates on related advice, ensuring you're informed and empowered!
Ready to find out if you qualify for a payday loan with Fundo? Here’s what you need to know:
If you meet these criteria, complete our simple online application. If you submit during business hours, there’s a great chance we’ll approve your loan on the same day! Returning customers can refresh their loans in just three clicks!
Why continue sifting through the overwhelming results for 'loan services Australia' or 'payday loans instant cash 24/7'? With Fundo, you receive a supportive lending experience that prioritises your needs. And remember, improving your Fundo Customer Score can also open doors to better rates and offers in the future. Bounce back from financial hiccups like a pro—apply for your Fundo loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.