Perfect Pay Day
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need to cover urgent expenses or make those long-awaited home improvements? Finding the ideal loan can feel overwhelming, especially with traditional banks imposing strict requirements and complex paperwork. Many Australians turn to terms like "Perfect Pay Day" or explore helpful options such as Pay Before Payday. Thankfully, you won’t have to sift through search results anymore. At Fundo, we prioritise your needs and recognise that when you seek a quick loan, you need a swift solution—why wait days for an application to be processed?
We’ve streamlined our application process to be as user-friendly as possible. You can access a wide variety of short-term loans without the fuss of extensive documentation. No matter your circumstances, we’re here to help. Even if your credit score isn't perfect, we’ll work to find a solution that suits you. Our quick decision-making process ensures you’ll have an answer within days, not weeks. With just a few clicks, you can potentially have the funds you need without the hassle.
When looking up lenders with terms like "Perfect Pay Day," it’s essential to weigh their offerings. At Fundo, our range of loans includes:
While some competitors may advertise different solutions, remember that at Fundo, we focus on tailor-made options for your unique financial needs—like managing short-term expenses effectively.
We offer flexible repayment terms, up to 180 days for a MACC loan. Plus, if you stay on top of your repayments, no penalties apply for early repayment. To simplify tracking your loans, our self-service dashboard allows you to monitor your balance and stay informed about your repayment schedule. It’s all about making financing as easy as possible to help you regain financial control.
If you’re still on the fence about whether Fundo is the right choice for your loan needs, consider the following:
We believe in rewarding responsible borrowers. You can enhance your Fundo Score by making timely repayments and referring us to friends and family. Keep it simple, keep it smart—get started with a Fundo loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
