Personal Consolidation Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
If you're facing a financial pinch and require quick, convenient funding, exploring options like personal consolidation loans for bad credit could be your next step. Traditional lenders often set high standards, drowning you in paperwork and lengthy processing times, making it challenging to find help when you need it most. That's where Fundo comes in—your trusted alternative lender with a simpler approach to borrowing.
Fundo offers short-term loans tailored to Australians even if they have less-than-perfect credit scores. Our application process is quick and easy, and our flexible lending criteria set us apart from conventional lenders.
At Fundo, we understand the importance of being transparent and supportive during your borrowing journey. Our team is committed to researching various financing options to help you find the best loan solution tailored to your needs. If you're looking for personal consolidation loans for bad credit, we focus on responsible lending practices. While we don't offer loans specifically for consolidating existing debts, our loans can assist with covering one-off expenses.
Fundo’s loan offerings are perfect if you need extra cash for home renovations or urgent expenses. We empower you to borrow responsibly and reward good repayment behaviour, allowing you to save on interest and fees if you pay off early.
We pride ourselves on our straightforward eligibility criteria. All you need to do is:
Visit our application page, fill in your details, and select your preferred loan amount. If your application meets our criteria and is submitted during business hours, you might receive same-day approval and see funds hit your account within 60 seconds from contract acceptance!
Stop searching for fast ways to borrow money or loans up to $5,000. With Fundo's efficient processes and minimal requirements, we make it easier than ever to access the funds you need. Check your application status using our Fundo Score tool, and enjoy a hassle-free borrowing experience! Don’t wait—apply for a Fundo loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.