Personal Debt Consolidation Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a personal debt consolidation loan for bad credit can feel overwhelming, especially with so many traditional lenders demanding extensive documentation. The lengthy application process often means waiting weeks or longer just to get a response. Fortunately, your search for fast and accessible funding has brought you to Fundo, where we prioritise your needs and provide streamlined solutions for a range of financial requirements.
At Fundo, we know that when unexpected expenses pop up, you need prompt access to cash. That's why we offer personal debt consolidation loans for bad credit that are designed to be straightforward and efficient. Here’s how we aim to simplify your borrowing experience:
Whether you're facing a surprise car repair or need funds for an urgent home improvement, Fundo has the right personal loan options to help you. Our short-term loans can be paid off conveniently in up to 180 days, giving you ample time to manage your finances effectively.
When it comes to getting a personal debt consolidation loan for bad credit, rest assured that we are committed to supporting responsible borrowers. We assess your overall financial situation, focusing on your ability to make repayments rather than solely on your credit score. This way, you can access the cash you need without the stress of traditional restrictions. Notably, while we do offer no credit check loans, a credit check may still be required as part of our assessment process to ensure the best outcome for your loan.
Are you ready to unlock your financial potential? Here’s how to start:
For any questions regarding your application, our self-service dashboard is here to assist. Monitor your loan status, access helpful resources, and discover ways to enhance your financial health.
Don’t let your bad credit hold you back any longer! With Fundo, you can break free from the cycle of financial insecurity. Take control of your financial future by applying for a personal debt consolidation loan today. Stop searching and start consolidating—Fundo has your back!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
