Personal Loan Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, like travel costs, home repairs, or sudden bills, having access to a reliable personal loan for bad credit in Australia can prove invaluable. While searching for options online can often feel overwhelming, especially when you encounter strict eligibility requirements from traditional lenders, Fundo stands out as a welcoming alternative. We're dedicated to providing accessible, short-term loans tailored for individuals with varying credit profiles. With us, you won't just get the funds you need; you'll enjoy flexible repayment terms, transparent fees, and a speedy approval process.
At Fundo, we're proud to offer a variety of loan products for your needs. While you might be searching for a personal loan for bad credit in Australia, remember: our services are versatile! For instance, our home renovation loans can help spruce up your property, while our emergency loans cater to urgent, one-off expenses. With Fundo, there’s no need to settle for less.
Unlike many traditional lenders, Fundo has minimal eligibility requirements that make it easier for you to secure a personal loan for bad credit in Australia. Here's what you need:
Completing your application is as easy as filling out a form with your personal and financial details. For the best shot at same-day funding, try applying during our business hours. And remember, your future chances of approval can improve over time! By practicing responsible borrowing—like paying on time and keeping your commitments—you can enhance your Fundo Score, making further borrowing simpler.
So, if your search for options like 'personal loan bad credit Australia' has left you frustrated, look no further! With Fundo, accessing the funds you need is just a click away. Apply now and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
