Personal Loan For Short Term
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself facing an unexpected expense, like a medical bill or urgent car repairs, or if you're thinking about home improvements such as a fresh coat of paint or new flooring, you might be considering a personal loan for short term needs. With traditional lenders often stacked with rigorous requirements and tedious paperwork, many Australians are looking for alternative funding solutions. You no longer need to waste hours searching for terms like 'Short Term Loans Brisbane'. At Fundo, we offer swift and straightforward short-term loans right from the comfort of your home. Our loans are designed to be accessible to a wide range of Australians, even those with less-than-perfect credit histories. We understand that unnecessary delays can be frustrating, which is why our technology-driven loan process ensures you'll receive an outcome within days, not weeks.
At Fundo, we believe in keeping the borrowing experience seamless and user-friendly. Here are some benefits of securing your personal loan for short term with us:
Searching for terms like 'Immediate Short Term Loans' or 'Need A Short Term Loan' can be a tedious process. With Fundo, applying for your personal loan for short term needs is simpler and quicker. Our loans can be repaid within up to 180 days for a MACC loan, so you're not locked in for long. Plus, consistently paying your loan on time or even early can improve your chances of future approval.
Whether it's an urgent expense or planned home upgrades, Fundo is here for you. Our services include:
Most potential borrowers are also keen to understand their eligibility. With Fundo, the criteria are straightforward! You simply need to be over 18 years old, currently living in Australia, and have a verified income of at least $1,000 per fortnight. Plus, you should confirm your ability to manage repayments without putting yourself in a tighter financial spot.
Submitting an application is easy—provide the required details about your desired loan amount, personal information, and financial status. If you meet the criteria and apply during business hours, you could potentially see your funds hit your account within 60 seconds of contract acceptance.
Instead of scouring the internet for 'small loans bad credit' or 'last minute loans no credit check', why not take charge of your financial future? Assess your chances of loan approval by checking your Fundo Score, and explore ways to enhance it through responsible borrowing and timely payments.
Ready to secure the funds you need? Apply for a personal loan for short term expenses today with Fundo and take the first step towards financial empowerment!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.