Personal Loan Now Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re in need of a personal loan now but have bad credit, securing the financial support you need can feel like an uphill battle. Traditional lenders often place significant emphasis on your credit score, making it difficult for those with less-than-perfect credit to access loans. At Fundo, we understand that your credit score doesn’t always reflect your current financial situation. That’s why we offer small loans starting from $500, considering more than just your credit history.
Our fast online application process ensures that even those with bad credit can get approved quickly. Whether you need a loan for an unexpected bill, a financial emergency, or another short-term expense, Fundo is here to provide the support you need right away. Thousands of Australians have already signed up for Fundo, taking advantage of our fast approval times and accessible loan options.
At Fundo, we also offer flexible repayment options to make managing your loan easy. Whether you prefer a shorter repayment term or need more time to settle your loan, Fundo’s small loans are designed to provide financial flexibility while helping you address your immediate needs.
Can I get a personal loan from Fundo with bad credit?
Yes, Fundo considers more than just your credit score. While we may conduct a credit check as part of our responsible lending practices, we focus on your current financial situation and ability to repay the loan. Even if you have bad credit, you may still qualify for a loan.
How fast can I get approved for a personal loan with bad credit?
Fundo’s online application process is fast and straightforward. Once submitted, your application is reviewed promptly, and you can often receive approval the same day. After approval, funds are typically transferred within hours, depending on your bank’s processing times.
What can I use a personal loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, such as emergency bills, personal expenses, or other unexpected costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are designed to fit your financial situation. Whether you need a shorter or longer repayment period, Fundo ensures that managing your loan is easy and stress-free.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
