Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
If unexpected expenses crop up, like a medical bill or a surprise car repair, or if you’re looking to make home improvements, you may be considering a personal loan with low income. At Fundo, we understand that your financial needs are unique, and we’re here to offer a flexible solution without the hassle of traditional lenders. Say goodbye to lengthy paperwork and rigid requirements. With our fast and simple short-term loans, you can seamlessly secure the funds you need, right from the comfort of your home.
Many individuals search for terms like 'personal loan with low income', and at Fundo, we strive to offer a competitive option. Whether you're looking for emergency funds for urgent expenses or home renovation support, we've got your back! While we help you manage your finances, we do not provide loans for debt consolidation, so please keep that in mind.
To qualify for a Fundo loan, you must:
Need to check your eligibility? Our Fundo Customer Score helps you assess if you're likely to qualify. This unique scoring system rewards responsible borrowing behaviours, so the better you manage your repayments, the higher your score can climb!
Ready to take the next step? It’s easy! Just click 'Apply Now' on our homepage, fill in your details, loan amount, and contact information. If you’re returning, applying is even quicker! Approval notifications and funds can be deposited into your account within 60 seconds from contract acceptance, ensuring you won’t miss out on anything life throws your way.
Stop searching for a 'personal loan with low income' elsewhere and discover how Fundo can meet your needs. Choose Fundo for a fun and supportive borrowing experience. Apply now and see how easy it can be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.