Personal Loan With No Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a reliable personal loan with no credit can often feel overwhelming. Traditional banks and lenders usually impose lengthy documentation and strict requirements that can slow down the process significantly. Luckily, you’ve landed here at Fundo. We’re dedicated to helping you navigate those emergency expenses—like car repairs or home renovations—quickly and easily. With us, getting a loan can take days, not weeks.
If you’ve been searching for a personal loan with no credit, your search ends here. Our flexible repayment terms are designed to provide ease and comfort as you manage any unexpected expenses. You can even repay your loan in advance and enjoy the peace of mind that comes with it!
Our loans can serve a variety of purposes, including:
At Fundo, you’re not just another number. We’re committed to promoting responsible borrowing and guiding you through the financial landscape. We provide helpful resources and advice on topics related to high-risk lenders and personal loans for people with no credit.
Worried about your eligibility? Fundo has lower requirements compared to traditional lenders. To qualify for a personal loan with us, you need to:
Ready to take the next step? Applying for a loan with Fundo is simple. Just head to our online platform, fill out your personal details and choose your desired loan amount. If you submit your application during business hours, you could receive funds in your account within 60 seconds after contract acceptance—how's that for speedy service?
Enhancing your Fundo Score can improve your chances of securing a loan with us. Maintain good financial habits to raise your score, such as paying your bills on time or referring friends. Why hesitate? Take that first step now and apply for your personal loan with no credit today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
