Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Award 2024
Searching for a personal loan with payslips? Many lenders use payslips to verify your income and determine your loan eligibility. While this documentation helps assess your ability to repay the loan, at Fundo, we understand that there’s more to your financial situation than just a payslip. That’s why we offer small loans starting from $500 and assess your overall financial health, ensuring you can comfortably repay your loan even if you don’t meet traditional income criteria.
Our fast online loan application process allows you to apply for a personal loan easily, with approval often granted the same day. While we may request your payslips to verify income, we also consider other factors to help determine your eligibility. This means that even if your income is irregular or doesn’t fit standard criteria, you can still qualify for a loan with Fundo.
Once your loan is approved, funds are typically transferred within hours, giving you quick access to the financial support you need. Fundo’s personal loans are ideal for covering a range of financial needs, from medical bills to personal expenses. We also offer flexible repayment options that allow you to repay the loan on terms that fit your budget.
Do I need to provide payslips to apply for a loan with Fundo?
While Fundo may request payslips to verify income, we also assess your overall financial situation. You can still qualify for a loan even if your income doesn’t meet traditional criteria.
How fast can I get approved for a personal loan with payslips?
Fundo’s online application process is fast and simple. Approval is often granted the same day, and funds can be transferred within hours.
What can I use a personal loan from Fundo for?
Fundo’s personal loans can be used to cover a variety of financial needs, such as medical bills, personal expenses, or other short-term costs.
How flexible are Fundo’s repayment options for personal loans?
Fundo offers flexible repayment plans tailored to fit your financial situation, ensuring you can manage repayments without stress.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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