Personal Loans Australia Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for personal loans in Australia with bad credit? You're not alone! Many people face financial challenges and need quick access to funds for unexpected expenses. When traditional banks turn you away, alternative lenders like Fundo can step in to help. We’re committed to finding the right funding solutions to serve your unique needs, even if your credit history isn't perfect.
At Fundo, we understand that life can throw curveballs. That's why our loan options are tailored to assist you in a hassle-free manner. Here’s how we stand out:
Many people search for personal loans in Australia with bad credit due to past financial challenges or limited credit histories. At Fundo, we strive to be a viable option for those in need of cash. Our short-term loans can be the solution you're looking for without the cumbersome paperwork or stringent criteria you might find elsewhere.
Curious about whether you'll qualify? Fundo's eligibility requirements are straightforward, making it easier for you to get the help you need:
These criteria set you up for success rather than making things more complicated.
Choosing the right lender is essential, and we believe Fundo makes the cut! Unlike some lenders, where fees can be overwhelming and confusing, we maintain transparency to build trust with our clients. Whether you're thinking about funding home renovations or need to cover unexpected costs, our home renovation loans and emergency loans are designed for convenience.
If you’ve been Googling personal loans for bad credit or no proof of income loans, remember that applying with Fundo is seamless and user-friendly. Simply fill out our online application with your details, and you could see funds in your account within the same day if everything checks out!
Don't let your credit history hold you back from getting the support you need. Apply today for a personal loan at Fundo and take the first step towards achieving your financial goals. Need more details? Check out our comprehensive services or start your application here to get closer to the funds you require!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
