Personal Loans Bad Credit Rating
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Many Australians find themselves in a position where they are searching for personal loans with bad credit rating. Whether you're faced with unexpected expenses or urgent financial needs, exploring alternative funding options can be a smart choice. If traditional lenders like banks aren’t meeting your needs, alternatives such as Fundo can help bridge the gap, making it easier for you to obtain short-term loans without the hassle.
At Fundo, we strive to support individuals even when credit scores may not reflect their financial responsibility. Here are a few reasons to consider us:
If you've been searching for personal loans with bad credit rating, you may have encountered a variety of loan types. It’s crucial to find one that aligns with your specific needs, and that's where we come in! At Fundo, we offer a range of small loans tailored to fit your situation. Options such as emergency loans or home renovation loans can provide the support you’re looking for.
To apply for a Fundo loan, you must:
While we offer no-check loans in some cases, please note that a credit check may still be part of the assessment process. This helps us ensure you're eligible for the support you need.
Our unique Fundo Score allows you to track your borrowing habits. With responsible choices like timely repayments or simply referring a friend, you can boost your score, enhancing your chances of loan approval. Ready to take the next step?
Applying for a loan is easy! Hit 'Apply Now' on our homepage, fill out your loan details, and you're on your way to securing the funds you need. If you apply during business hours, you could have your money in your account the same day! Stop searching for options like small loans bad credit and I need money. Getting a Fundo loan is just a few clicks away—apply today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
