Personal Loans For Low Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Looking for personal loans for low credit score can be overwhelming, especially if traditional banks and lenders have left you feeling frustrated with their strict eligibility criteria and lengthy paperwork. Many Australians find themselves in a similar boat, scouring the internet for options. Fortunately, Fundo is here to simplify the process and provide you with the funding you need without the hassle!
At Fundo, we understand that life can throw unexpected expenses your way. Whether it’s a medical emergency, an urgent car repair, or simply a need for a bit more cash flow, our short-term loans help you get back on track in no time. Here are just a few reasons why our personal loans are a smart choice:
At Fundo, we believe that a previous credit issue shouldn’t define your financial future. That's why we consider each application based on your current situation. With our streamlined process, you can apply for a loan without worrying about automatic denials due to your credit score. We assess each application holistically, focusing on your ability to make repayments without stretching your budget.
When searching for personal loans for low credit score, you might come across various lending options. However, many of these can come with hidden fees and elaborate conditions. At Fundo, we value transparency and are committed to making our loan offerings clear and accessible. While we do have a credit check process, this is part of our commitment to understanding your overall financial picture.
Whether you’re looking for a small cash injection or a more substantial medium loan, Fundo has flexible lending options:
If you’re ready to stop searching for personal loans for low credit score and start your application process, Fundo is here to help! If you’re over 18 years old, currently residing in Australia, earning a verified income of at least $1,000 per fortnight, and have a repayment plan, you’re likely eligible for our loans.
Don't wait—complete your application today, and see how quickly we can help you meet your financial needs. You can forget those complicated searches because Fundo is your go-to solution for personal loans.
Explore more on our personal loan offerings and discover the benefits of choosing Fundo as your trusted lending partner!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
