Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Looking for personal loans for no credit history? Fundo offers small loans starting from $500, providing fast access to cash for those with little or no credit history. Traditional lenders often focus heavily on credit history when assessing loan applications, making it difficult for individuals without a credit record to secure financial support. At Fundo, we focus on your current financial situation, ensuring that even those without a credit history can get approved quickly.
Our online application process is designed to be fast and simple, allowing you to apply within minutes. After your application is submitted, it is reviewed promptly, with same-day approval available in many cases. Once approved, the funds are typically transferred to your account within hours, giving you quick access to the money you need.
In addition to fast approval, Fundo provides flexible repayment options that suit your financial needs, making it easy to manage your loan repayments even without an established credit history.
FAQs About Personal Loans with No Credit History
Can I get approved for a loan with no credit history?
Yes, Fundo provides small loans starting from $500, and we focus on your current financial situation rather than your credit past.
How fast can I get approved for a personal loan with Fundo?
Fundo’s online application process ensures fast approval, often on the same day. Once approved, funds are typically transferred to your account within hours.
What can I use a personal loan from Fundo for?
You can use a loan to cover various short-term financial needs, such as bills, personal expenses, or emergency costs.
Do I need verifiable income to apply for a personal loan with Fundo?
Yes, Fundo requires verifiable income to ensure responsible lending and the ability to repay the loan.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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