Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can happen to anyone, whether it’s an unexpected medical bill, a car repair, or even plans for home improvements like updating your living space. If you're looking for personal loans for people with bad credit, you might feel overwhelmed by traditional lenders’ strict requirements and frustrating paperwork. That’s where Fundo steps in. We offer fast and straightforward short-term loans, making access to finances easier from the comfort of your home. With us, you don’t have to navigate the maze of financing options alone. Our goal is to assist you, even if your credit isn't perfect!
At Fundo, we understand that life can throw unexpected financial challenges your way, and we’re here to help you meet those challenges head-on. With our small loans, which can be quickly paid off in up to 180 days, you can pay for urgent expenses without the stress of long-term obligations. While our loans can cover various needs, we focus solely on providing the funds you need on a case-by-case basis. Whether you're considering making immediate home repairs or need funds for a surprise expense, we have the solution.
If you’re curious about personal loans for people with bad credit, we've got everything you need, including a quick application process. You must be over 18, currently live in Australia, and show that you're capable of repaying the loan without straining your finances. Just fill out our application form with your details, and if all goes well, you may receive your funds within 60 seconds after contract acceptance!
Returning customers can enjoy an even faster process with a quick three-click application! Plus, maintaining a good Fundo Customer Score can enhance your borrowing experience. You can boost this score through responsible actions like timely payments, referring friends, and sharing feedback. By effectively managing your loans with Fundo, you pave the way for better terms and quicker approvals in the future.
So why wait? If you're looking to tackle your financial burdens with personal loans for people with bad credit, Fundo is ready to help. Apply for a loan today and discover how we bring the fun back into funding!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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