Personal Loans For People With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can happen to anyone, whether it’s an unexpected medical bill, a car repair, or even plans for home improvements like updating your living space. If you're looking for personal loans for people with bad credit, you might feel overwhelmed by traditional lenders’ strict requirements and frustrating paperwork. That’s where Fundo steps in. We offer fast and straightforward short-term loans, making access to finances easier from the comfort of your home. With us, you don’t have to navigate the maze of financing options alone. Our goal is to assist you, even if your credit isn't perfect!
At Fundo, we understand that life can throw unexpected financial challenges your way, and we’re here to help you meet those challenges head-on. With our small loans, which can be quickly paid off in up to 180 days, you can pay for urgent expenses without the stress of long-term obligations. While our loans can cover various needs, we focus solely on providing the funds you need on a case-by-case basis. Whether you're considering making immediate home repairs or need funds for a surprise expense, we have the solution.
If you’re curious about personal loans for people with bad credit, we've got everything you need, including a quick application process. You must be over 18, currently live in Australia, and show that you're capable of repaying the loan without straining your finances. Just fill out our application form with your details, and if all goes well, you may receive your funds within 60 seconds after contract acceptance!
Returning customers can enjoy an even faster process with a quick three-click application! Plus, maintaining a good Fundo Score can enhance your borrowing experience. You can boost this score through responsible actions like timely payments, referring friends, and sharing feedback. By effectively managing your loans with Fundo, you pave the way for better terms and quicker approvals in the future.
So why wait? If you're looking to tackle your financial burdens with personal loans for people with bad credit, Fundo is ready to help. Apply for a loan today and discover how we bring the fun back into funding!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.