Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Searching for personal loans for poor credit can often feel overwhelming. If you're faced with unexpected expenses or looking to make improvements around your home, navigating the strict requirements of banks can be tedious. Many Australians just like you are looking for simpler, more accessible lending options. That's where Fundo comes in! We offer a quick and hassle-free alternative to traditional lenders, making it easier and faster to secure the funds you need.
At Fundo, we aim to make securing personal loans straightforward and accessible for everyone. You won’t be met with strict barriers; instead, our adaptable approach means we work with individuals who may have less-than-perfect credit histories. We believe in providing a fair chance to financial solutions tailored to your unique situation.
When you’re searching for personal loans for poor credit, you may uncover various loan options like emergency loans or home renovation loans. Each product is designed considering your needs, ensuring you have the best possible solution for your current financial situation. You can confidently decide which type of loan aligns with your goals.
Curious if you qualify? Fundo has straightforward eligibility criteria:
If you're eligible, simply fill out our application form. It only takes a few moments to provide your desired loan amount, personal information, and contact details. Once you submit your application within business hours, you could potentially see the funds deposited into your account within 60 seconds after contract acceptance!
Understanding your financial standing is critical. You can enhance your chances of loan approval by improving your Fundo Customer Score. Consider strategies like:
No more searching high and low for personal loans. Take the first step towards the financial assistance you need by filling out an application today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.