Personal Loans For Poor Credit Scores
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can pop up when you least expect them, leaving you in need of quick financial assistance. Many people search for personal loans for poor credit scores to help bridge financial gaps. While traditional banks may take longer and be unable to accommodate individuals with less-than-perfect credit, Fundo is here to offer an alternative.
Fundo is an online lender dedicated to providing fast and accessible short-term loans to those who need them. Our process is quick and straightforward, ensuring you can get the funds you need in no time, all with no hidden fees or fine print. At Fundo, we champion clear communication, allowing you to focus on what matters: managing your expenses with ease.
When searching for personal loans for poor credit scores, it's essential to compare your options and find a responsible lender. At Fundo, we offer versatile loans tailored for various needs:
When you repay your loans promptly, we celebrate your good financial habits! If you complete your loan before the due date—up to 180 days for a MACC loan—you won’t incur any penalty fees. Additionally, you can reduce your monthly account fees by paying early.
At Fundo, we make it easy for you to qualify. Here are our minimal requirements:
If you meet the criteria, simply fill out our online application form! You could receive same-day approval if you submit your application during business hours. Plus, check your chances of approval using our interactive Fundo Score—a helpful tool that rewards good credit behaviour.
Stop searching for personal loans deposited same day or loan small amount elsewhere, and take the first step towards securing the funds you need. Let Fundo support you on your financial journey today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.