Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up when you least expect them, leaving you in need of quick financial assistance. Many people search for personal loans for poor credit scores to help bridge financial gaps. While traditional banks may take longer and be unable to accommodate individuals with less-than-perfect credit, Fundo is here to offer an alternative.
Fundo is an online lender dedicated to providing fast and accessible short-term loans to those who need them. Our process is quick and straightforward, ensuring you can get the funds you need in no time, all with no hidden fees or fine print. At Fundo, we champion clear communication, allowing you to focus on what matters: managing your expenses with ease.
When searching for personal loans for poor credit scores, it's essential to compare your options and find a responsible lender. At Fundo, we offer versatile loans tailored for various needs:
When you repay your loans promptly, we celebrate your good financial habits! If you complete your loan before the due date—up to 180 days for a MACC loan—you won’t incur any penalty fees. Additionally, you can reduce your monthly account fees by paying early.
At Fundo, we make it easy for you to qualify. Here are our minimal requirements:
If you meet the criteria, simply fill out our online application form! You could receive same-day approval if you submit your application during business hours. Plus, check your chances of approval using our interactive Fundo Customer Score—a helpful tool that rewards good credit behaviour.
Stop searching for personal loans deposited same day or loan small amount elsewhere, and take the first step towards securing the funds you need. Let Fundo support you on your financial journey today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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