Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you’re self-employed and need a personal loan without proof of income, it can be difficult to find a lender that understands your unique financial situation. Traditional lenders often require extensive income verification, which can be a hurdle for many self-employed individuals. At Fundo, we offer small loans starting from $500, and while we may request some financial documentation, our focus is on your overall financial situation, not just proof of income. This allows us to provide flexible financial solutions for self-employed borrowers who need fast access to cash.
Thousands of self-employed Australians have already turned to Fundo for financial support because of our understanding approach to lending. Our fast online application process makes it simple and convenient to apply for a loan, and once your application is submitted, our team reviews it quickly. Same-day approval is common, and after approval, the funds are typically transferred within hours, helping you manage your finances without the delays often associated with traditional lenders.
At Fundo, we also offer flexible repayment options, making it easy for you to repay the loan based on your specific financial circumstances. Whether you need a shorter repayment term or more time to repay, Fundo ensures that self-employed individuals can access the funds they need without the stress of stringent income verification requirements.
Can I get a loan without proof of income if I’m self-employed?
At Fundo, while we may request some financial documentation, we focus on assessing your overall financial situation. This means you may still qualify for a loan even if you don’t have traditional proof of income.
How fast can I get approved for a loan if I’m self-employed?
Fundo’s online application process is designed for fast approval. Once submitted, your application is reviewed promptly, and approval is often granted the same day. After approval, the funds are typically transferred within hours, depending on your bank’s processing times.
What can I use a loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, including business expenses, personal bills, or emergency costs. Our loans provide quick access to cash when you need it most.
How flexible are Fundo’s repayment options for self-employed borrowers?
Fundo offers flexible repayment plans that are tailored to fit your financial situation. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is easy and stress-free.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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