Personal Loans In 24 Hours

When life throws unexpected expenses your way, waiting for days or weeks to get a personal loan isn’t always an option. Fundo offers small personal loans starting from $500 with a fast approval process, so you can get the money you need within 24 hours. Whether you’re dealing with a medical emergency, urgent home repairs, or simply need a little extra to get through the month, Fundo has you covered with a simple and quick application process.

Why Fundo for 24-Hour Personal Loans?

Fundo is built to help those who need funds quickly. Unlike traditional banks and lenders, which often take longer to approve personal loans, Fundo provides a streamlined application process that allows for faster approvals. In most cases, we can approve loans within 24 hours, so you’re not left waiting while bills pile up.

Our personal loans are flexible and can be tailored to meet your specific financial needs. Whether you need a small loan of $500 or a larger loan up to $5,000, Fundo is committed to offering manageable terms and repayment options that suit your budget.

How Fundo’s 24-Hour Loan Process Works

Apply Online: To begin, simply complete our online application form. The application is straightforward and takes only a few minutes to complete.
Quick Approval: Once your application is submitted, our team reviews your details quickly and provides a decision within 24 hours. This means you can get the funds you need without waiting for days.
Receive Your Funds: After approval, Fundo transfers the funds directly into your bank account, often within 24 hours of approval. Whether it’s an emergency or a financial shortfall, we ensure you get the support you need as fast as possible.
Manageable Repayments: Fundo offers flexible repayment terms, allowing you to choose a schedule that fits your financial situation. This helps you repay the loan without added financial stress.

Eligibility for Fundo’s 24-Hour Personal Loans

To be eligible for a personal loan from Fundo, you must:

Be over 18 years old
Live in Australia
Have a steady income of at least $1,000 per fortnight
Show that you are capable of repaying the loan without facing financial hardship

Fundo assesses loan applications based on your ability to repay the loan, not just your credit score. Even if you’ve had credit issues in the past, you may still qualify for a personal loan with us.

Personal Loans Approved in 24 Hours FAQs

How quickly can I get approved for a personal loan with Fundo?

Fundo’s personal loan process is designed for fast approvals. Once you complete the online application, you’ll typically receive a decision within 24 hours, allowing you to access the funds you need quickly.

What can I use a personal loan for?

You can use a personal loan from Fundo for a variety of reasons, such as medical emergencies, car repairs, rent, or other urgent financial needs. With loans starting from $500, you have the flexibility to cover any pressing expenses.

What if I have a poor credit score?

At Fundo, your credit score isn’t the only factor we consider. Even if you have a poor credit history, as long as you meet our other eligibility criteria and can demonstrate that you’re able to repay the loan, you may still be approved.

Can I receive my loan funds within 24 hours?

Yes, once your loan is approved, we aim to transfer the funds to your account within 24 hours. This ensures that you can manage your financial situation as quickly as possible.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.