Personal Loans In Minutes
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses pop up, many Australians seek quick solutions for personal loans in minutes. Traditional banks often have rigid eligibility criteria and lengthy application processes that can leave you waiting for days. But with Fundo, you’ve found your fast and reliable alternative! We provide short-term loans that are not only easy to access from anywhere in Australia, but also designed to meet your needs promptly.
Our goal is to simplify your borrowing experience, ensuring you can navigate personal loans in minutes effortlessly. You might also find yourself exploring other options, but with Fundo, you won't need to look further for efficient loan solutions.
Whether you're addressing a one-time expense or simply finding ways to budget better, we’ve got you covered:
Did you know that building your Fundo Score can increase your chances of loan approval? The Fundo Score is based on your loan history and good credit behaviour, helping you qualify for even better terms in the future.
If you’re at least 18 years old, currently living in Australia, and can show a verified income of a minimum of $1,000 per fortnight, you are likely to meet our eligibility criteria. With an easy-to-complete application form available on our site, there’s no need to search for terms like fast loans online any longer.
Once your application is submitted during business hours, we aim to review and approve it the same day! If qualified, you could have the funds hit your account within 60 seconds from contract acceptance, adding to the convenience of your experience. Returning borrowers will love that they can complete the process in just a few clicks!
Why delay? If you’re looking for personal loans in minutes, it’s time to take action. Submit your application and experience the Fundo difference today!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.