Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking up terms like ‘personal loans same day’, you’re probably wondering if you can use them to consolidate your existing debts. The good news is that at Fundo, the answer is a resounding yes. After all, we go beyond simply providing quick loans; we offer flexible financial solutions for your unique needs.

Our role is to help you manage your finances by loaning you the money you need. We don’t monitor your transactions once you’ve received the funds. However, we advise responsible spending, so you don’t hamper your ability to repay your loan.

To apply for a loan, you can easily find our ‘Apply Now’ button on our homepage. You can expect to receive a response quickly, and in most instances, within the same day. We process applications from Mondays to Saturdays, while our online form is available around the clock.

At Fundo, we offer quick cash loans for a wide range of borrowers, including students. However, to fulfil our duties as a responsible lender, there are certain qualifications that every customer needs to meet. 

To be eligible for our loans at Fundo, you must:

There’s no need to scour the internet for options like ‘personal loans same day’. Our short term loans are versatile. They could serve as education loans, emergency loans, furniture loans, or home renovation loans – the choice is yours.

A personal loan from Fundo is a more flexible financial solution than a traditional payday loan. While both offer online loans fast, they differ in their repayment schedules and associated costs. 

Payday loans are typically due on your next pay date, often causing a stressful financial cycle if not managed properly. 

On the other hand, Fundo loans offer flexible repayment terms, which can help avoid undue financial pressure. Whether you’re interested in personal loans, same day loans, or anything similar, turn to Fundo.

It’s natural to feel disappointed if your application for personal loans, same day loans, or similar options is rejected, but don’t be discouraged. 

First up, try to understand why your application was rejected. Lenders typically provide reasons for rejection, so reviewing these is a good starting point. The reason could be a low credit score, insufficient income, or a high debt-to-income ratio. Once you understand the reason, you can focus on improving that aspect of your financial health.

In line with this, you should know that we’ve developed a unique Fundo Credit Score system that goes beyond traditional credit scores, rewarding on-time repayments and active engagement. The higher your Fundo Credit Score is, the better your chances of getting your next loan approved.

Moreover, our personalised dashboard empowers you to manage your account, make repayments, and stay on top of your loan information. Even if you experience a setback, it’s an opportunity to learn and improve your Fundo Credit Score. Better scores aren’t just about loan approvals; they also unlock special benefits and discounts!

Remember, Fundo is here to simplify your borrowing process with quick, no-fuss online loans. Even if your credit score isn’t perfect, we have options for you. Stop wasting your time looking up terms like ‘personal loans same day’ and choose Fundo!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.