Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Life can throw unexpected expenses your way, and sometimes securing a loan is the smartest solution. Whether it’s urgent home repairs or an unforeseen car issue, quick access to funds is crucial. If you find yourself searching for "personal loans same day deposit bad credit" and struggling to locate a lender that accommodates your needs, look no further than Fundo. As a friendly, Australian-owned lender, we specialise in short-term loans designed for people from all backgrounds, including those with less-than-perfect credit histories.
If you’ve been typing in phrases like "personal loans same day deposit bad credit" or exploring options like 'Getting A Loan With Bad Credit', you’ve arrived at the right place! Our loans are structured to be easy to set up and flexible, allowing you to pay off your loan within **up to 180 days** or settle early without added fees.
Explore our diverse loan options tailored to fit your specific financial needs:
While you may have other options available, like consolidating existing debt, we focus on providing personal loans for one-off expenses to keep your financial journey smooth and stress-free.
Applying for a loan with Fundo is a breeze if you meet these basic criteria:
Submitting your application during business hours means you could see your funds disbursed **the same day**! Plus, if you’re a new borrower, you can complete your request in just a few clicks.
Maximise your chances of approval by enhancing your Fundo Customer Score. Higher scores improve your chances of obtaining funds and may earn you additional benefits! Engage responsibly—repay on time, refer friends, and provide feedback.
Stop searching for "bad credit loans Australia" or "cash now loans" elsewhere—take the first step towards securing your financial peace of mind with Fundo today! Apply now and see how easy it can be to get the cash you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.