Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Life can throw unexpected expenses your way—whether it's a sudden medical bill or urgent car repairs. You might also be considering exciting home improvements, such as installing new flooring or upgrading your kitchen. Whatever the case may be, personal loans with low credit score options can provide the financial support you need.
Traditional lenders often come with strict criteria and tedious paperwork, which is why many Australians find themselves exploring alternatives. You don't need to spend countless hours sifting through offers online. At Fundo, we offer quick and simple short-term loans that you can apply for easily, all from the comfort of your home.
If you've been exploring options for personal loans with low credit score, look no further. At Fundo, we offer loan terms of up to 180 days. By paying your loan in advance, you can not only avoid monthly payments but may also enhance your chances for future loans with us.
Our personal loans cater to a wide range of needs, whether that’s covering emergency expenses or bringing your home renovation dreams to life. It’s important to note that while we cater to various short-term financial requirements, loans for debt consolidation are not within our offerings.
Here are some popular reasons other Australians are choosing Fundo:
To apply for a loan with Fundo, simply complete our application form. You’ll need to meet a minimum income requirement of $1,000 per fortnight and prove that you will be able to make your repayments without further financial strain.
If you're ready to move past the exhausting search for fast ways to borrow money, you can submit your application during business hours for a chance to receive same-day funds once approved. You can further enhance your chances with a strong Fundo Customer Score, which reflects your good borrowing behaviour.
Stop exploring options outside of Fundo for your personal loans with low credit score! Join our satisfied customers and apply for your loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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