Personal Loans With Low Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life can throw unexpected expenses your way—whether it's a sudden medical bill or urgent car repairs. You might also be considering exciting home improvements, such as installing new flooring or upgrading your kitchen. Whatever the case may be, personal loans with low credit score options can provide the financial support you need.
Traditional lenders often come with strict criteria and tedious paperwork, which is why many Australians find themselves exploring alternatives. You don't need to spend countless hours sifting through offers online. At Fundo, we offer quick and simple short-term loans that you can apply for easily, all from the comfort of your home.
If you've been exploring options for personal loans with low credit score, look no further. At Fundo, we offer loan terms of up to 180 days. By paying your loan in advance, you can not only avoid monthly payments but may also enhance your chances for future loans with us.
Our personal loans cater to a wide range of needs, whether that’s covering emergency expenses or bringing your home renovation dreams to life. It’s important to note that while we cater to various short-term financial requirements, loans for debt consolidation are not within our offerings.
Here are some popular reasons other Australians are choosing Fundo:
To apply for a loan with Fundo, simply complete our application form. You’ll need to meet a minimum income requirement of $1,000 per fortnight and prove that you will be able to make your repayments without further financial strain.
If you're ready to move past the exhausting search for fast ways to borrow money, you can submit your application during business hours for a chance to receive same-day funds once approved. You can further enhance your chances with a strong Fundo Score, which reflects your good borrowing behaviour.
Stop exploring options outside of Fundo for your personal loans with low credit score! Join our satisfied customers and apply for your loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
