Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When unexpected expenses arise, many people find themselves in need of urgent financial support. If you're looking up personal loans with unpaid defaults, you're not alone. Traditional lenders, like banks and credit unions, can often leave you waiting weeks for approval, making it tough when you need cash quickly.
This is where Fundo steps in. As an online lender, we specialise in providing short-term loans to Australians, even if your credit history isn’t perfect. Our streamlined process means you can access funds quickly – often within seconds of contract acceptance – so you can tackle those urgent financial needs.
If you’ve been exploring options like Personal Loans, it’s important to note that while we aim to accommodate a wide range of financing needs, a lorem ipsum may be necessary. However, don’t let that deter you – Fundo offers a sensible alternative for those searching for personal loans with unpaid defaults.
With Fundo, you have control over your loan repayment. You can spread your payments across up to 180 days for a MACC loan, and you even have the option to settle it early to cut down on costs. Our loan products cater to both small and medium amounts, allowing you to choose what works best for your specific situation without worrying about hidden fees. If you need cash for an unexpected bill, a home renovation, or other immediate expenses, we are here to assist!
Looking for emergency loans or wondering how much you can borrow? Whether it’s a small loan or a medium loan you need, we can work together to find the best fit for your needs. Plus, with our intuitive self-service dashboard, you can keep track of your repayments and gain insight into better financial decisions.
Stop scrolling through bad credit loan options and quick cash loans. At Fundo, we have fewer eligibility requirements than traditional lenders: you simply need to:
Ready to move forward? Fill out our online application today, and let's get you the cash you need! Choose Fundo – where quick financing meets friendly service.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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