Personal Unsecured Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding a personal unsecured loan bad credit can be a frustrating experience, especially when traditional lenders throw in strict requirements and FAQs that aren't helpful. At Fundo, we get it—unexpected expenses like car repairs or home renovations can crop up when you least expect them. That's why we've streamlined our process, so you can get the financial assistance you need without the hassle!
Whether you need a short-term loan for a surprise expense or some home renovation loans, Fundo has the right solution for you. Our emergency loans are particularly designed for urgent payments and one-off expenses, helping you deal with those unexpected situations efficiently.
When it comes to obtaining a personal unsecured loan bad credit, Fundo focuses on making the process stress-free:
Your eligibility is based on key criteria: you need to be over 18 years, currently living in Australia, and earning at least $1,000 per fortnight—including government benefits. It’s about ensuring you can comfortably manage your repayments.
Curious about how you can improve your chances of getting approved? Understanding your Fundo Score is key! Engage with our platform: refer friends and keep up with timely repayments. A good Fundo Score can unlock better terms for your future loans!
If you’re tired of searching for options that align with your needs for a personal unsecured loan bad credit, look no further. With Fundo, you have a supportive partner to help you navigate through your financial needs. Apply for a loan now and take the first step towards regaining your financial freedom!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.