Phone Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're in need of quick financial support to manage unexpected expenses, searching for the right funding can feel overwhelming. Traditional lenders like banks may put you through a lengthy process, often requiring lots of paperwork and long approval times. This can push many to look for options like phone loans for bad credit, but finding a suitable provider isn’t always easy. That's where Fundo steps in!
As a convenient alternative, Fundo offers loans to individuals across Australia without the hassle of cumbersome paperwork. We specialise in providing short-term loans designed to meet your specific needs, especially if your credit isn't perfect. Our online platform makes applying for a loan easy, allowing you to do so from the comfort of your home or while on the go.
Wading through search results for terms like 'places that do loans' or 'places to borrow money online' can be a daunting experience. At Fundo, we streamline the process and focus on your needs. Here’s what you have to do:
1. **Check Your Eligibility:** Make sure you're over 18, reside in Australia, and earn at least $1,000 per fortnight (this can include verified income like government benefits). 2. **Apply Online:** Fill in a short form with your personal details. It takes just a few clicks for returning customers!
If your application is submitted during business hours and meets our eligibility criteria, you could see funds hit your account within 60 seconds after the contract is accepted! No more scouring the web for "cash loans instant approval." With our easy processes, Fundo is a dependable option for your financial needs.
Looking to boost your savings or improve your financial well-being? Use your Fundo Score to see how you can qualify for loans and possibly enjoy discounts for responsible borrowing. From referrals to timely repayments, every action counts!
Don't let financial worries hold you back. If you’re searching for phone loans for bad credit, Fundo is your trusted partner. Start your application now to get the support you need. Together, we can help you navigate through those financial bumps!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
