Poor Credit Pay Day Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Encountering unexpected expenses can put a strain on your finances, and sometimes a loan is the best way to tackle those surprise costs. If you’ve been searching for 'poor credit pay day loans' and feeling overwhelmed by complicated options, Fundo is here to help. We offer accessible short-term loans that cater to a variety of needs, even for those who might not typically qualify for short-term loans.
Searching for poor credit pay day loans doesn't have to be a hassle! At Fundo, we pride ourselves on an easy, 100% online application process that takes the stress out of borrowing. With Fundo, you can expect:
Plus, as a customer-focused direct lender, we prioritize your needs above all else. Why waste time with other lenders when you can apply with Fundo and get the support you need?
Fundo understands the importance of manageable repayments, especially when it comes to poor credit pay day loans. Our repayment schedules can be customized within the maximum term of up to 180 days for a MACC loan. Here’s how we help you stay on track:
We believe in encouraging healthy borrowing habits. By selectively using our loans for responsible purposes — like covering medical emergencies or urgent home repairs — you’ll not only manage your finances more effectively, but you might also improve your chances of securing future loans with us.
Fundo is dedicated to providing flexible funding options, suitable for every Australian, especially those in need of quick cash. We help you avoid the frustration of chasing down various lenders. Instead of searching endlessly for 'fast cash for unemployed' or 'fast easy cash loans online', let us be your go-to lender for all your short-term funding needs.
Have you heard about the Fundo Score? It’s designed to reflect your positive credit behaviour with us! By making timely payments and engaging with our services, you can increase your Fundo Score. A higher score means better loan options in the future!
Ready to get started? Do you qualify for our loans? You just need to be over 18, reside in Australia, earn at least $1,000 a fortnight (including government benefits), and have a clear plan for repayment. Our application is straightforward and accessible directly through our website.
If you apply during business hours, you could have your loan approved on the same day, with funds hitting your account within 60 seconds after you accept the contract. For previous Fundo customers, we’ve made it quicker than ever – your next loan can be completed in just a few clicks!
So forget the endless searching for poor credit pay day loans. With Fundo, you're already on the right track! Apply today and discover how easy borrowing can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
