Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Encountering unexpected expenses can put a strain on your finances, and sometimes a loan is the best way to tackle those surprise costs. If you’ve been searching for 'poor credit pay day loans' and feeling overwhelmed by complicated options, Fundo is here to help. We offer accessible short-term loans that cater to a variety of needs, even for those who might not typically qualify for short-term loans.
Searching for poor credit pay day loans doesn't have to be a hassle! At Fundo, we pride ourselves on an easy, 100% online application process that takes the stress out of borrowing. With Fundo, you can expect:
Plus, as a customer-focused direct lender, we prioritize your needs above all else. Why waste time with other lenders when you can apply with Fundo and get the support you need?
Fundo understands the importance of manageable repayments, especially when it comes to poor credit pay day loans. Our repayment schedules can be customized within the maximum term of up to 180 days for a MACC loan. Here’s how we help you stay on track:
We believe in encouraging healthy borrowing habits. By selectively using our loans for responsible purposes — like covering medical emergencies or urgent home repairs — you’ll not only manage your finances more effectively, but you might also improve your chances of securing future loans with us.
Fundo is dedicated to providing flexible funding options, suitable for every Australian, especially those in need of quick cash. We help you avoid the frustration of chasing down various lenders. Instead of searching endlessly for 'fast cash for unemployed' or 'fast easy cash loans online', let us be your go-to lender for all your short-term funding needs.
Have you heard about the Fundo Customer Score? It’s designed to reflect your positive credit behaviour with us! By making timely payments and engaging with our services, you can increase your Fundo Customer Score. A higher score means better loan options in the future!
Ready to get started? Do you qualify for our loans? You just need to be over 18, reside in Australia, earn at least $1,000 a fortnight (including government benefits), and have a clear plan for repayment. Our application is straightforward and accessible directly through our website.
If you apply during business hours, you could have your loan approved on the same day, with funds hitting your account within 60 seconds after you accept the contract. For previous Fundo customers, we’ve made it quicker than ever – your next loan can be completed in just a few clicks!
So forget the endless searching for poor credit pay day loans. With Fundo, you're already on the right track! Apply today and discover how easy borrowing can be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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