Pre Approved Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, having access to a pre approved payday loan can be a lifesaver. If you’ve been exploring options for quick funding and came across various traditional payday loan offers, you may have encountered lengthy paperwork and uncertainty regarding approval. At Fundo, we understand the hurdles Australians face when seeking quick cash solutions. That’s why we're dedicated to transforming how you access short-term loans, making it simple, fast, and user-friendly.
Here at Fundo, we aim to redefine your borrowing experience. Below are some of the key benefits:
While many lenders are rigid with their terms, Fundo is here to help you feel empowered. Our assessment process considers your entire financial situation rather than focusing solely on your credit history. So even if you’ve faced challenges in the past, your chances for approval with us remain strong.
Whether you need cash to cover an urgent emergency, fund a home renovation, or address other immediate expenses, we provide a variety of options to suit your needs. Enjoy the peace of mind that comes knowing your requirements are manageable and straightforward.
Applying for a pre approved payday loan with Fundo is as easy as 1-2-3:
To be eligible for a pre approved payday loan, you'll need to meet these criteria:
Tired of searching for 'Instant Bad Credit Cash Loans' or 'Quick Online Loans Same Day Payout'? End your search and discover the Fundo difference! Check your Fundo Score today to evaluate your borrowing potential. Our application process is designed to be straightforward and efficient—start your journey with Fundo now!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.