Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
It depends on the lender and the terms they offer with their loans. At Fundo, we offer small and medium loans with set interest rates and charges that won’t change depending on the customer. Plus, we believe in transparent transactions. As such, we can assure you that there are never any hidden fees or unexpected charges with us.

On top of that, we have a no-fuss, speedy application and approval process that aims to get you the cash you need through online loans, pronto. How fast, you may ask? If you apply and get approved during business hours, chances are you can get the money the same day.

Here at Fundo, we believe in responsible lending, and because of that, we’ve got some qualifications you need to meet and some documents you have to submit. 

To be eligible for our quick and fast loans, you must:

You may notice that, unlike most lenders, we don’t have credit scores as part of our eligibility requirements. You see, we believe in a more comprehensive way to evaluate creditworthiness than just your traditional credit score. While we may conduct credit checks, they only play a minor role in our assessment process. Instead, we focus on your current ability to make repayments.

It’s also why we’ve created the Fundo Credit Score system – a unique model that rewards you for timely loan repayments, providing valuable feedback, and referring friends to our platform. The more you engage, the higher your Fundo Credit Score soars, increasing your chances of approval for our easy fast loans. 

Plus, favourable Fundo Credit Scores unlock special benefits and discounts, an added incentive to keep your financial behaviour in check.

In addition, we offer you a personalised dashboard for managing your finances. Within this intuitive interface, you can view and update your account, make or reschedule repayments, and track your loan details like balance, payment dates, and loan duration, all at your convenience.

The upper limit of personal loan amounts differs among lenders. At Fundo, we recognise that the financial needs of our customers can vary widely. As such, our quick and fast loans are designed to offer a range of amounts to meet these different needs.

Whether you’re faced with an unexpected emergency, working to further your education, or planning a much-needed home renovation, we’ve got you covered. Our small and medium quick loans could be your ally when funding your new furniture, securing your bond, or even when you’re ready for that dental procedure or cosmetic surgery you’ve been contemplating. 

With us, you’ll experience the convenience of same day loans, all from the comfort of your home.

At Fundo, we’ve mastered the art of cutting through the red tape so you can get your funds from our quick and fast loans. 

We understand that life is unpredictable, and sometimes you need that financial boost without a moment to spare. It’s why our process is streamlined for maximum speed. From the moment you hit ‘Apply Now’ on our homepage to the time you receive your funds, we aim for efficiency and speed. 

Navigating our application process is as breezy as a Sunday morning stroll. What’s more, we’re quick with our responses, and if your application ticks all the right boxes, we’ll send over an Agreement for your review. Before you know it, the funds could be sitting in your account, often on the same day. 

We’re all about convenience, so our application process is available around the clock, 7 days a week. We swing into action for approvals from Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time. At Fundo, we’re always geared towards turning your financial worries when you need a loan into much-needed relief. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.