Quick Cash Bad Credit Direct Lender
Same day funds up to $5,000
Same day funds up to $5,000
Finding realistic methods to finance your needs shouldn't be complicated. If you’re in search of quick cash bad credit direct lenders, look no further than Fundo! Many people face the challenge of securing small, short-term loans for one-time personal expenses, especially with less-than-perfect credit. Unlike traditional banks or credit unions, Fundo offers a more accessible and user-friendly lending experience.
As an Australian direct lender, we focus on making the loan process straightforward and hassle-free. Our clear and concise language means you’ll fully understand your loan terms before you sign up. With flexible repayment options and transparent fees, we're committed to helping you obtain the cash you need swiftly.
If you’re looking for small short-term loans, Fundação is here as your reliable direct lender, focusing on quick cash solutions for your needs. We understand the anxiety that can accompany the search for financial assistance, especially when your credit isn’t perfect. Our application process is designed to be as simple as possible, allowing you to borrow responsibly.
Don't worry about long waits or obscure processes. By adhering to our eligibility criteria, which includes being over 18 years old, residing in Australia, earning at least $1,000 per fortnight (including government benefits), and demonstrating a capacity to manage repayments without financial strain, your request can be processed swiftly—often within twenty-four hours!
After your initial loan, you can enhance your Fundo Score based on factors like timely repayments and customer referrals. A better score could increase your chances for favourable terms on future loans with us. We value your choice in lenders, and every positive repayment brings you closer to better opportunities.
Ready to say goodbye to searching for 'quick cash finance' or struggling with slow approval processes? With Fundo, getting the financial support you need has never been easier. Take the leap and apply now for your emergency loan or for assistance with those one-off expenses. Let’s make your financial journey a smooth one!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.