Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When life happens and you need quick cash now, you don’t have to spend hours looking for easy personal loans online, fast approval cash loan, or a cash store loans online. We offer small and medium loans here at Fundo.

As an Australian-owned lender, we pride ourselves on our streamlined, no-fuss process, where the focus is entirely on you. Thanks to our tech-savvy approach, we offer the kind of convenience comparable to same day loans, allowing you to get closer to the money you need from the comfort of your home.

You see, at Fundo, we’re more than just a lender; we’re your friendly financial partner who’s always got your back.

When it comes to obtaining a loan with Fundo, we take it upon ourselves to be fully transparent. We understand that the idea of extra fees can be daunting when you need quick cash now, but at Fundo, there are no hidden charges. Our way is to ensure that you, our valued customer, have all the details upfront. 

Regulated by the Australian Securities and Investments Commission (ASIC), our fee structure strictly aligns with industry standards. As long as you make your repayments on time, you can rest assured knowing there won’t be any unexpected fees accumulating down the line.

If you’re concerned that a bad credit score will stand in your way of getting a quick cash loan, then it’s time to cast that worry aside. 

Yes, we may conduct credit checks when assessing loan applications, but it’s only a minor factor in our decision-making process. We focus more on the present by assessing your ability to make repayments than your financial history. It’s because we understand that everyone can experience bumps along their financial journey.

You don’t have to scour the internet for terms like ‘payday loans bad credit instant approval’ or ‘small loans no credit check’. We’ve also introduced a unique credit scoring system that rewards you for good borrowing behaviour. 

If you’re diligent with your repayments, engage with us by leaving a review, or spread the word by referring a friend, you add points to your Fundo Credit Score. This is separate from your score with other credit reporting agencies. The higher your score, the greater the chance of your future Fundo loan applications being approved. Plus, you could even enjoy special discounts!

Remember, we’re not like those super strict banks. We’re an Aussie owned and operated lending institution that stands besides you, making quick, small online loans accessible, even when the going gets tough.

At Fundo, we understand that when life throws you curveballs, you might find yourself needing a quick cash solution more than once. However, as a responsible lending institution, we prioritise your financial wellbeing. This means that you can’t have more than one Fundo loan at any given time. 

But don’t worry; we’re not trying to limit your options. We’re just making sure that multiple loans don’t end up affecting your ability to comfortably repay what you owe. We’re all about promoting financial responsibility and ensuring you’re not stretched too thin.

We want you to have a stress-free loan experience. So once you’ve fully repaid your current Fundo loan, you’re more than welcome to apply for another fast loan now. It’s the Fundo way of doing things – always clear, simple, and aimed at your financial health. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.