Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Ensuring the legitimacy of an online loan provider may seem complex, but at Fundo, we’ve got your back. When you need quick cash online now, taking a few simple steps can keep you safe while allowing you to access the funding you need quickly.

First, always check the lender’s Australian Credit Licence (ACL) number. This credential is mandatory for legitimate online money lenders in Australia and can be verified on the Australian Securities and Investments Commission (ASIC) website. This is a surefire way to confirm the validity of the lender you’re considering.

Do your due diligence by researching the lender’s reputation. Ask for recommendations, read reviews, and listen to others’ experiences. As a brand built on empathy, we at Fundo are deeply committed to learning from these shared experiences to continually improve our services.

Lastly, be careful around lenders who guarantee loans approved instantly. Remember, responsible lenders, like Fundo, won’t make such a promise. If you see a guaranteed cash loan, consider it a red flag.

When life throws unexpected challenges your way and you find yourself in need of quick cash online now, you may wonder what type of loan would suit you best. At Fundo, we believe that your individual situation shapes this choice, and we’re here to guide you every step of the way.

Fundo’s online loans, designed for your convenience and speed, might be your best ally when you need money in a jiffy. Our small and medium loan options cater to various needs, whether you’re facing a pricey one-off expense or just need to bridge a temporary cash gap. We’ve got you covered.

Applying for Fundo’s medium and small personal loans is as quick as it is easy. Our application processing hours span from 9.00 a.m. to 6.00 p.m., Monday through Friday, and from 9.00 a.m. to 5.00 p.m. on Saturday. This means that if you apply and get approved within these hours, you could receive your money the very same day.

Here at Fundo, we understand that life’s unexpected turns and a diverse range of financial needs can lead people to seek out quick cash online now. From debt consolidation, medical expenses, and educational costs to home improvements or even jump-starting a small business venture, we believe that you know best when it comes to your financial obligations.

When you secure a loan with Fundo, we place trust in your judgement. As long as you are approved for a loan with us, how you spend your funds is entirely up to you. We don’t impose strict rules on how you use the loan amount. We simply aim to provide the financial assistance you need, when you need it.

We’re not like your typical, super strict bank. We are your fast, no-fuss online loan expert, ready to assist when life happens. We’re here to take the complexity out of securing small loans in Australia.

Aside from applying for a loan for quick cash online now, refinancing can also be a smart move if it can lead to savings in the long run. This is where you take out a new loan, use it to pay off the old one, and then benefit from the better terms of the new loan. It can potentially reduce your repayments and save you a substantial amount over the course of the loan.

However, the devil’s in the details, and that’s true for loan contracts as well. Make sure that the savings from the lower interest rate outweigh any costs involved in the process. Keep an eye out for hidden fees, prepayment penalties, or changes in repayment terms that could impact your ability to meet the obligations.

Here at Fundo, we are driven by a genuine concern for your financial well-being. We pride ourselves on offering competitive rates, flexible repayments, and a no-nonsense approach to lending. We believe in no hidden fees, no confusing jargon, just quick, medium to small cash loans suited to your needs. 

So, when you need Australia loans online, remember that Fundo has got you covered.

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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.