Quick Cash Opening Hours
Same day funds up to $5,000
Same day funds up to $5,000
When you need a quick cash loan, traditional lenders’ opening hours can sometimes be a major obstacle. 10am to 4pm is not good enough when you need money fast.
Whether it’s a weekend, late at night, or a public holiday, financial emergencies don’t wait for business hours. That’s why Fundo is a great alternative for Australians in need of fast financial assistance. With Fundo, you don’t have to worry about waiting for banks or lenders to open their doors - we offer loans 24/7, no matter the time or day.
At Fundo, our online application process is fully automated, allowing you to apply for a loan whenever you need it. Whether you’re dealing with an urgent bill or an unexpected expense, you can apply for a loan at any time, and if approved, receive your funds within minutes. Our system is designed to be fast, secure, and available to you whenever you need it, making opening hours irrelevant when it comes to accessing fast cash.
Quick Cash Opening Hours FAQs
Do Fundo’s opening hours matter when applying for a loan?
No, Fundo’s opening hours don’t affect your ability to apply for a loan. In fact, you can apply for a loan from Fundo 24 hours a day, seven days a week. Whether it’s a weekend, late at night, or a public holiday, Fundo’s fully online platform allows you to submit an application whenever it’s convenient for you. Unlike traditional lenders that have strict business hours, Fundo is always open, making it easier to get quick cash when you need it most.
Once you’ve completed your application, you can expect a fast decision. Our automated system reviews your information and provides a response in just a few minutes. If your loan is approved, the funds can be deposited into your account within 60 seconds after accepting your loan agreement, provided your bank supports PayID. Even if your bank doesn’t use PayID, you’ll still typically receive the funds within a few hours or by the next business day. This level of convenience makes Fundo an excellent option for Australians who need fast cash without being restricted by traditional opening hours.
What are the benefits of applying for quick cash at Fundo outside regular hours?
Applying for quick cash outside of regular business hours has never been easier with Fundo’s 24/7 loan access. The biggest benefit is that you’re not limited by typical opening hours - so whether you need money in the middle of the night, early in the morning, or on a public holiday, Fundo’s online platform is always available.
This flexibility is particularly helpful in emergency situations, where waiting for banks or traditional lenders to open could result in further complications. Whether it’s a medical bill, car repair, or an unexpected travel expense, Fundo allows you to apply for and receive the funds you need instantly, regardless of the time or day. Our fast and automated system ensures that you can access your loan without delay, helping you resolve your financial situation as quickly as possible.
By eliminating the need to visit a branch or wait for a phone call, Fundo streamlines the process and makes it easy to get quick cash whenever you need it. With no restrictions on when you can apply, Fundo’s 24/7 availability puts you in control of your finances.
How does Fundo process loan applications 24/7?
Fundo’s ability to process loan applications 24/7 is made possible by our automated online platform. Unlike traditional lenders that rely on in-person interactions or manual reviews, Fundo uses cutting-edge technology to assess applications instantly, regardless of the time or day. This means that whether you apply at 2 AM or during a public holiday, our system can quickly review your financial information and provide a loan decision within minutes.
The online process is straightforward: you submit your application through Fundo’s secure dashboard, providing details about your income, expenses, and financial situation. Our system then evaluates your ability to repay the loan based on the information provided. Since everything is automated, you won’t need to wait for business hours to get a response. Once your loan is approved, the funds can be transferred to your account almost immediately, depending on your bank’s processing capabilities.
This automated, around-the-clock system ensures that Fundo is always available to meet your financial needs, no matter when you apply.
What if I have questions about my loan outside of Fundo’s business hours?
Although Fundo’s application process is fully automated and available 24/7, we understand that sometimes you may have questions about your loan. If you need help understanding your loan terms, repayment schedule, or anything else, Fundo’s customer support team is available during regular business hours to assist you.
You can reach us by phone, email, or live chat from Monday to Friday, 9 AM to 6 PM AEST, and on Saturdays from 9 AM to 5 PM AEST. While our team may not be available outside these hours, you can still access our comprehensive online FAQs or leave us a message, and we’ll get back to you as soon as possible during the next business day.
Even if you’re applying for a loan outside of regular hours, our automated system will still process your application, and you’ll receive a decision in minutes. For most questions, our online resources provide detailed information about the loan process, so you can feel confident even if you apply during non-business hours.
Can I receive funds from Fundo on weekends or public holidays?
Yes, you can receive funds from Fundo on weekends and public holidays, thanks to our fully automated loan approval, contract acceptance, and disbursement process. If your application is approved and your bank account supports PayID, you can receive the funds within 60 seconds of approval and contract acceptance, even if it’s a weekend or public holiday. This means that you won’t have to wait for regular banking hours to access your loan, making Fundo a reliable option for quick cash when time is of the essence.
For those whose banks don’t support PayID, the funds will typically be available within the same day or by the next business day, depending on your bank’s processing times. However, with PayID-enabled accounts, the transfer happens almost instantly, giving you immediate access to the money you need, no matter the day of the week.
Fundo’s 24/7 availability and instant funding options make it a great alternative for those who can’t wait for traditional lenders to open their doors.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.