Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
A quick loan app works just like online money loans, which means that it gives you the added convenience of being accessible at your fingertips – even right from the comfort of your home. It’s simple: you make a loan request directly from your phone, computer, or other similar smart device. Then your lender assesses your information and confirms that you meet their specified criteria. 

Here at Fundo, we follow this easy-to-follow digital format as we’re keen on removing the hassle of traditional loans. With our online loan application, you can avoid the conventional process of travelling to a nearby branch, waiting in line, and submitting stacks of physical paperwork. 

With us, it’s all about no-fuss applications and assessments. Our team understands that every minute matters when you’re looking forward to a purchase, and for that reason, we prioritise speed without compromising accuracy.

Once your request is submitted, we take over. Your application is reviewed swiftly and efficiently, as we value your time as much as you do. Upon approval, the funds are transferred directly to your bank account. No queues, no extensive waits, and definitely no confusing jargon.

Downloading quick loan apps doesn’t mean that your personal and financial information is secure. It’s always best practice to run through the lender’s quick loan app or online service policies to get a clearer picture. This way, you’ll find out exactly how your data is being used. 

Rest assured that we at Fundo take your privacy and security seriously, whether you’re looking for a quick online loan or simply browsing our service. Not only are we committed to providing a seamless and speedy process, but we are also committed to taking stringent measures to protect your data. 

We are transparent about ourprivacy and security policies, collecting personal information only when necessary and for specific purposes, including verifying your identity, providing credit, managing overdue payments, and sending promotional materials. 

What’s more, these policies are compliant with the requirements of the Australian Privacy Principles (’APPs’), the Credit Reporting Privacy Code (’the Code’), and the Privacy Act 1988 (Cth) (’the Privacy Act’). 

If you’ve searched for anything like ‘money lending apps Australia’ or ‘cash advance apps Australia’ online, then you’ve most likely thought about your credit score’s impact on your approval. While there may be a quick loan app that’s suitable for credit holders with less-than-stellar scores or even a quick loan app with no credit checks, it would be better to opt for a service that focuses on responsible lending. 

We at Fundo believe that everyone deserves to appreciate life a little more, especially with a couple of special purchases every now and then. With this, our approach to online loan approval is more personal and less dictated by numbers alone. 

While we may acknowledge credit scores in our evaluation, they only play a minor role in our comprehensive assessment process. When you need a loan, know that we look at your situation as a whole, paying keen attention to your current ability to meet repayments and other similar factors. 

We’re well aware that financial capacity can evolve over time, and we promote responsible lending by ensuring our loans align with your current repayment abilities. At the end of the day, what’s the point of enjoying your purchases if you feel swamped and overwhelmed afterwards?

As an alternative to a quick loan app, traditional loans have their place when it comes to funding exciting familyholidays or much-needed gifts for yourself. However, wouldn’t you rather keep the speed and convenience of a quick loan app?

Fundo is an innovative, advanced, and user-friendly service with small cash loans or medium cash loans that are a great alternative. We even have easy-to-use digital features, such as the self-service dashboard. Here, you’ll be given the ability to check your unique Fundo Credit Score, view and update your account, make payments, reschedule them, and even earn points by referring your friends. 

We’re proud to be an Australian private lending institution that’s free of traditional, stringent policies. With no hidden fees or charges and a focus on straightforward communication, we’ll be by your side to ensure your application and potential repayments are as smooth as possible. 

Just like a friend, we stand with you, supporting you in achieving your dream purchases with our quick online loans.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.