Quick Loan Approvals

When you’re hit with an unexpected expense, waiting days or even weeks for a loan decision isn’t a viable option. Whether it’s a medical emergency, a sudden car repair, or an urgent household purchase, quick access to cash can make all the difference. Fundo understands that time is critical in these situations, and that’s why we offer small loans starting from $500 with a fast and easy online application process. Our quick approvals mean you don’t have to wait around to get the money you need, helping to ease your financial stress.

Why Choose Fundo for Quick Loan Approvals?

Fundo is dedicated to providing fast, reliable loan solutions that are accessible to everyone. Our loan process is designed for speed and simplicity, allowing you to apply for a loan in just minutes. After you submit your application, our team works quickly to review it and provide an approval decision, often on the same day. With loans starting from $500, Fundo gives you the flexibility to manage urgent expenses without the lengthy delays associated with traditional lenders.

In addition to our fast service, we offer transparent loan terms with no hidden fees, ensuring you know exactly what to expect when you borrow. Fundo’s flexible repayment options also allow you to tailor your loan repayment schedule to fit your financial situation, making the process as stress-free as possible.

How Fundo’s Quick Loan Process Works

Apply Online: Our online application form is quick and easy to complete. You can apply from anywhere, at any time, without needing to visit a physical branch.
Fast Approval: Once you submit your application, we aim to provide a fast decision, often within hours. We know that when it comes to urgent financial needs, time is of the essence.
Get Your Funds: After approval, the funds are transferred directly to your bank account. Depending on when you apply, you could receive the money the same day.
Flexible Repayments: Fundo offers flexible repayment options designed to suit your budget, ensuring that repaying the loan is manageable and stress-free.

Eligibility Criteria for Fundo’s Quick Loans

To be eligible for a loan from Fundo, you must:

Be at least 18 years old
Live in Australia
Have a regular income of at least $1,000 per fortnight (this can include government benefits)
Demonstrate the ability to repay the loan without financial difficulty

Quick Loan Approvals FAQs

How quickly can I get approved for a loan?

At Fundo, our online application process is designed to provide quick approvals. In many cases, you can receive a decision within hours of submitting your online application, and if approved, you could receive your funds the same day.

What can I use a quick loan for?

Fundo’s quick loans are perfect for covering a wide range of urgent financial needs, from medical bills to emergency car repairs or unexpected household purchases. With loan amounts starting from $500, you have the flexibility to handle whatever financial situation arises.

What if I can’t repay the loan on time?

If you’re unable to make a repayment, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your payment plan if necessary, helping you manage your loan without added stress.

How does Fundo differ from traditional lenders?

Fundo offers a faster, more streamlined loan process compared to traditional lenders. Our quick online application and fast approvals ensure that you get the funds you need without the long wait times and extensive paperwork often associated with other lenders.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.