Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Many individuals find themselves exploring options for a quick loan with bad credit due to unexpected financial challenges. When traditional banks can't meet your needs, Fundação offers an effective alternative. As a trusted lender, we specialise in helping you gain access to funds even if your credit isn’t perfect. Our commitment is to find solutions tailored to your unique situation.
At Fundo, we recognise that each borrower has distinct needs. That’s why our loans come with options that can help you finance immediate expenses, such as medical bills or urgent repairs, without the worry associated with high-interest rates. You can view our home renovation loans or consider our emergency loans when those unexpected costs arise.
Our straightforward application process allows you to apply online in just a few minutes. Here’s what you need to do:
If you qualify, you could receive your funds the same day you apply, making Fundo the solution for your quick loan bad credit needs. You can quickly assess your eligibility by checking your Fundo Customer Score, which reflects your credit habits and helps pinpoint areas for improvement. By making timely repayments and promoting smart financial behaviours, you can enhance your score with Fundo.
Now is the perfect time to take control of your financial situation. Say goodbye to the confusion of online searches for payday loans or short-term lenders. Fund your needs with Fundo – apply today and unlock the financial flexibility you deserve!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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