Quick Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Many individuals find themselves exploring options for a quick loan with bad credit due to unexpected financial challenges. When traditional banks can't meet your needs, Fundação offers an effective alternative. As a trusted lender, we specialise in helping you gain access to funds even if your credit isn’t perfect. Our commitment is to find solutions tailored to your unique situation.
At Fundo, we recognise that each borrower has distinct needs. That’s why our loans come with options that can help you finance immediate expenses, such as medical bills or urgent repairs, without the worry associated with high-interest rates. You can view our home renovation loans or consider our emergency loans when those unexpected costs arise.
Our straightforward application process allows you to apply online in just a few minutes. Here’s what you need to do:
If you qualify, you could receive your funds the same day you apply, making Fundo the solution for your quick loan bad credit needs. You can quickly assess your eligibility by checking your Fundo Score, which reflects your credit habits and helps pinpoint areas for improvement. By making timely repayments and promoting smart financial behaviours, you can enhance your score with Fundo.
Now is the perfect time to take control of your financial situation. Say goodbye to the confusion of online searches for payday loans or short-term lenders. Fund your needs with Fundo – apply today and unlock the financial flexibility you deserve!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.