Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking for a quick loan lender, you probably don’t have the time for reams of paperwork, long lines, or in-person applications. Worst of all, you don’t want to wait days or even weeks before you can get your hands on your much-needed funds. 

When looking for a provider of fast quick loans, you need three things: speed, convenience, and satisfaction. You want a lender that allows you to apply for loans online and can give you a loan decision within the day, if possible. Most importantly, you want a lender that has a higher likelihood of granting your application, of course!

When it comes to these requirements, traditional banks often no longer fit the bill. They take too long and have a higher risk of ending in rejection. That’s where we at Fundo come in. 

Some lenders in Australia may need you to go through the trouble of answering a phone call. If you’re a busy parent or full-time worker, waiting around for a phone call can be incredibly inconvenient. Luckily, here at Fundo, things are different. It’s possible to get approved for small cash loans without ever speaking to an interviewer. 

We just have some criteria you’ll need to meet so you can apply for Fundo loans. You must:

Our online loan application is a walk in the park compared to the application process you’d find at a traditional bank. We use cutting-edge technology to automate the process, which makes it easier for eligible borrowers to get their loans approved and access quick cash. 

It generally takes less time for us to review and approve loans, so you can count on a quicker loan decision and disbursement of funds if approved.

We’re responsible lenders, and we want to assure you that all of our fees are in line with industry standards and the law. We don’t have any hidden charges, as all fees for your loan are disclosed during the loan offer stage.

At Fundo, we’re all about transparency and fairness. We break our fees and interest rates down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us.

To add to that, we’re proud to provide Australians in need with flexible repayment terms for instant short-term loans. This allows borrowers to choose the length of their loans. 

Now, we know that circumstances differ from person to person. That’s why we’re committed to tailoring a plan that perfectly suits your needs. Need a loan? You can learn more about how we calculate your loan costs by speaking with our customer service team. 

Yes, the entire Fundo loan application and agreement process can be done online! That way, you never have to leave home to get those much-needed funds, saving you time, money, and energy.

Once your loan is approved, all you have to do is review your loan contract and sign electronically. Once you’ve signed the contract, your funds can be processed. 

If you sign your loan agreement within business hours, you can most likely receive your funds on the same day! But some banks may have different processing times, which could result in the funds hitting your account on the next banking day. It is best to contact your bank for further details.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.