Quick Loans Australia Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
If you're in search of quick loans in Australia for bad credit, you’re likely looking for fast and convenient solutions that traditional lenders often struggle to provide. At Fundo, we understand that life can throw unexpected expenses your way, and sometimes you need a little extra financial support to get back on track. Whether you’re dealing with an urgent situation or a one-off expense, Fundo is here to help.
We offer quick and easy access to short-term loans, even if your credit score isn't perfect. Our process is hassle-free, allowing you to borrow funds without the drawn-out approvals typically associated with banks. Here’s what you can expect when you apply for a quick loan with Fundo:
Need a quick cash infusion? Our emergency loans can help cover those urgent costs. Or perhaps you’re considering a new project? Our home renovation loans offer a fast solution for immediate home improvements. It's all about empowering you to make the best financial decisions without the stress.
Getting started is simple! At Fundo, we have minimal eligibility requirements to help as many people as possible access funding when they need it most:
If you meet these criteria, applying online could not be easier! Just provide your personal, contact, and loan information. Returning customers can reapply with just three clicks! For eligible applications made within business hours, you could receive your funds within 60 seconds of contract acceptance.
Your Fundo Score plays a significant role in your eligibility for loans. By maintaining healthy borrowing habits—such as timely repayments—you can strengthen your score, paving the way for future borrowing opportunities. Plus, referring friends or family can also enhance your score and potentially unlock discounts!
No need to search for alternatives! Fundo offers a reliable way to secure quick loans in Australia for bad credit. Say goodbye to the complex processes of traditional banks, and say hello to flexible, straightforward lending. Apply today and take the first step towards financial ease!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.