Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
There are heaps of loans available for individuals and businesses. At Fundo, we specialise in personal loans designed to fit the lives of ever-vibrant, ever-changing Australians. 

What does this mean for you? It means that if you’re an individual needing a quick boost to navigate unexpected financial hurdles or fulfil your dreams, Fundo is your go-to expert. 

To be eligible for our quick loans, you must:

Whether you’re suddenly faced with an emergency, need education loans, or are planning a home renovation, we’ve got your back with quick loans today. 

It depends on the lender. Some may have strict requirements and only lend to employees with regular income. At Fundo, we regularly service borrowers who have complex employment situations! We’re fully aware that in the new normal, a stable income doesn’t always translate to traditional 9 to 5 jobs. 

We see freelancers, gig workers, and entrepreneurs not as risks but as resilient go-getters who, like everyone else, sometimes need quick loans today. If you meet the criteria, including earning at least $1,000 per fortnight, you may be eligible for a Fundo loan. 

Our lending process also focuses on your demonstrated ability to repay your loan. We’ve adapted our loan application process to be inclusive and flexible, considering the unique income dynamics of non-traditional earners.

We’re not your typical lender; we’re your understanding partner, eager to hear your story and shape our services to fit your needs. Remember, we’re all about quick, fuss-free online loans – from your phone, straight to your account, and perfect for your lifestyle.

At Fundo, we understand that when you need funds, you need them quickly, which is why we’ve streamlined our application process for maximum efficiency. If you submit your application and get your loans approved during business hours, you can expect to have the funds transferred to you on the same day. That’s right – same day loans! 

However, it’s important to note that every bank has its own unique processing time, which is beyond our control. Therefore, while we strive to provide quick loans online, there might be instances where the funds are not reflected in your account until the following business day. 

Moreover, we value every loan application we receive, regardless of when it reaches us. If you send in an application outside of our office hours, no worries. Our dedicated team will begin processing it as soon as they can.

At Fundo, we pride ourselves on being responsible lenders, which is why we may conduct a credit check before approving your application. However, we live and breathe customer-centric solutions. As such, we lend to people with good and not-so-great credit ratings!

We believe your credit score isn’t the whole story, which led us to create the Fundo Credit Score system. This system rewards you for prompt repayments, sharing feedback, and referring friends to us, directly boosting your loan approval odds and unlocking special benefits. 

Furthermore, we provide a personalised dashboard for you to easily manage your loan. From tracking your balance and due dates to earning points and monitoring your Fundo Credit Score, we ensure your online loan experience is seamless. 

So, if you’re facing a financial squeeze and need quick loans today, we are your online loan experts. We ensure there’s no jargon, no confusing legal talk, and no complications – just easy, quick personal loans online. So when you need a loan, Fundo is here for you!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.