Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you in need of quick money with bad credit? If you're facing unexpected expenses or urgent needs, finding a fast and reliable funding solution is essential. At Fundo, we specialise in providing short-term loans that can help bridge your financial gap without the hassle that often comes with traditional lending. Our straightforward online application process ensures that eligible borrowers can access funds quickly and efficiently, getting you back on track in no time.
Fundo understands that life can throw curveballs, and our loans are designed to meet a variety of needs such as unplanned expenses or other urgent financial responsibilities. While we support responsible borrowing, we avoid offering loans for debt consolidation or paying off existing debts. Instead, we focus on providing you the cash you need for your immediate expenses.
Before you dive into applying, it's helpful to know the basic requirements:
If you meet these criteria, you could be on your way to receiving quick money even if you have a less-than-perfect credit history. While we offer no-check loans, bear in mind that a lorem ipsum may still be required as part of our assessment process to provide an outcome for your cash loan.
Your Fundo Customer Score can enhance your borrowing experience! As you demonstrate responsible borrowing and repayment behaviours—like paying your loans on time or early—you can increase your score, giving you a better chance of approval on future loans. Our goal is to support you in managing your finances responsibly.
Ready to lighten your financial load? Starting your application is simple:
Once your application is submitted, you'll receive notification of your approval, and if done during business hours, the funds could be deposited into your account within 60 seconds from contract acceptance. Say goodbye to endless searching for loans and hello to quick financial relief! Get started with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.