Quick Pay Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need quick pay loans with bad credit? A low credit score can make it difficult to secure loans, but at Fundo, we focus on your current financial situation rather than just your credit history. We offer small loans starting from $500, with fast approval and a simple online process, ensuring you get the funds you need quickly, even with bad credit.
Can I get a quick pay loan with bad credit?
If you’re dealing with bad credit but need a quick loan to handle urgent expenses, the search for the right lender can be challenging. Many lenders may hesitate to approve loans for those with a poor credit history. However, Fundo offers small loans starting from $500, providing an accessible option for people with bad credit. At Fundo, we consider more than just your credit score - your verified income and financial health are also taken into account during the assessment process.
Our loans are designed to be fast and straightforward, meaning you can apply online in minutes. If approved within business hours, you could receive your funds the same day or by the next business day, depending on processing times.
How does Fundo’s loan process work for those with bad credit?
Fundo’s loan process is quick and easy, even if you have bad credit. Here’s how it works:
Fundo offers flexible repayment options and transparent fees, making it a responsible choice for quick loans even if you have bad credit.
FAQs
Can I still get a loan with bad credit?
Yes, Fundo provides small loans even if you have bad credit. We consider your overall financial health, including verified income and ability to repay.
How quickly can I receive my loan?
If approved within business hours, you could receive your loan on the same day. If not, the funds will typically be available by the next business day.
What can I use my Fundo loan for?
You can use your loan for personal expenses such as medical emergencies, car repairs, or other urgent needs. Fundo does not offer loans for repaying existing debts or paying rent.
Do I need to provide bank statements for a loan?
Bank statements may be required as part of the application process to verify your financial situation and income.
Is there a credit check involved in the process?
A credit check may be part of the assessment process, but we look at more than just your credit score when determining eligibility.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
