Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you in need of quick personal loans for bad credit? You're not alone! Many individuals look for convenient funding options when unexpected expenses arise, especially if traditional banks fall short due to credit history. This is where alternative lending solutions, like those offered by Fundo, come into play. At Fundo, we understand that financial challenges can make it difficult to manage costs, and we're here to help you secure the funds you need.
As a local Australian lender, Fundo is dedicated to providing accessible short-term loans that fit your circumstances, even if your credit isn't perfect. We recognise that every situation is unique, and we aim to offer loans with:
Fundo’s loans are perfect for a variety of one-time expenses, be it unexpected repairs, medical bills, or other urgent needs. Unlike some competitors, Fundo does not support loans for consolidating debt or paying off existing debts—our focus is purely on providing quick financial relief when you need it most.
With loan options available for amounts up to $10,000, we make it easy for you to cover immediate expenses. Consider our home renovation loans or check out our emergency loans that can give you access to cash right when you need it.
Have you heard of the Fundo Customer Score? It's a measure of your loan history with us, and improving it can enhance your chances of securing future loans. With consistent repayments and positive engagement, you can boost your Fundo Customer Score today!
To apply for a loan with Fundo, you'll need to meet a few straightforward criteria:
Our simple online application means you won't need to waste time searching for financial options like 'quick personal loans for bad credit' anymore! Fill out our form, and if you apply within business hours, you may receive a rapid response and potentially get your funds on the same day.
Returning customers benefit even further—our streamlined process requires just three clicks! So stop looking for lenders online and start your journey with Fundo today. Apply now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.