Quick Personal Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Are you in need of quick personal loans for bad credit? You're not alone! Many individuals look for convenient funding options when unexpected expenses arise, especially if traditional banks fall short due to credit history. This is where alternative lending solutions, like those offered by Fundo, come into play. At Fundo, we understand that financial challenges can make it difficult to manage costs, and we're here to help you secure the funds you need.
As a local Australian lender, Fundo is dedicated to providing accessible short-term loans that fit your circumstances, even if your credit isn't perfect. We recognise that every situation is unique, and we aim to offer loans with:
Fundo’s loans are perfect for a variety of one-time expenses, be it unexpected repairs, medical bills, or other urgent needs. Unlike some competitors, Fundo does not support loans for consolidating debt or paying off existing debts—our focus is purely on providing quick financial relief when you need it most.
With loan options available for amounts up to $5,000, we make it easy for you to cover immediate expenses. Consider our home renovation loans or check out our emergency loans that can give you access to cash right when you need it.
Have you heard of the Fundo Score? It's a measure of your loan history with us, and improving it can enhance your chances of securing future loans. With consistent repayments and positive engagement, you can boost your Fundo Score today!
To apply for a loan with Fundo, you'll need to meet a few straightforward criteria:
Our simple online application means you won't need to waste time searching for financial options like 'quick personal loans for bad credit' anymore! Fill out our form, and if you apply within business hours, you may receive a rapid response and potentially get your funds on the same day.
Returning customers benefit even further—our streamlined process requires just three clicks! So stop looking for lenders online and start your journey with Fundo today. Apply now!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.