Quick Small Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Facing an unexpected bill like a medical expense or a vehicle repair? Or maybe you're keen on making some upgrades to your home, such as new flooring or a fresh coat of paint? Whatever your financial needs may be, considering a loan can be a solid option! Traditional lenders may have lengthy procedures and strict requirements, leading many Australians to seek alternatives, particularly quick small loans for bad credit. However, with Fundo, there's no need to scour the internet for hours! We make it easy to access short-term loans from the comfort of your own home, ensuring a quick and straightforward process for everyone, even those with less-than-perfect credit.
At Fundo, we cut down on the red tape. Our modern, technology-driven approach guarantees quick outcomes, often in days instead of weeks. Plus, we offer flexible repayment plans tailored to your unique financial situation, allowing you to make repayments comfortably. You can always expect transparency regarding any costs or fees from us.
Whether you need funds for home improvements or urgent expenses, we believe in responsible lending. Explore options like our home renovation loans or check out our robust emergency loans. Although some may seek no check loans or same-day cash loans for bad credit, we recommend knowing that while some assessments might include a credit check to ensure suitable loan options, we're committed to making loans accessible to many borrowers.
To qualify for our quick small loans, you need to:
If you meet these criteria, it’s time to leave your search for cash loans without a bank account or long-term small loans behind! Simply fill in your details and required loan amount in our application form and hit submit. If you apply during business hours, you can receive approval and funds the same day if eligible! Returning borrowers can enjoy the convenience of just three clicks to complete their applications.
Curious about obtaining a quick small loan? Check your Fundo Score to understand your chances of approval! A good score makes loan acceptance easier. Leave feedback, repay your loans responsibly, and recommend us to others to boost your score! So, if you're still looking for that $1,000 loan or a pay advance, what’s stopping you? Choose Fundo for your financial needs and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
