Really Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, loans can often be a lifeline. Many people look for "really bad credit loans Australia" to help cover urgent costs, like home repairs or special occasions. Unfortunately, the results can sometimes leave you feeling discouraged. That’s where Fundo shines as a fantastic option for those seeking financial assistance. As an honest and friendly lender, Fundo provides short-term loans tailored for borrowers who may not fit traditional lending criteria.
At Fundo, we focus on offering access to loans that come with:
When you search for “really bad credit loans Australia,” it’s essential to understand what options are out there. Fundo offers a range of loans, including emergency loans designed for one-off expenses. You can also explore our options like home renovation loans to enhance your living space. With Fundo, we prioritize helping you secure the money you need with ease!
To get started with Fundo, applicants need to be:
Additionally, while we consider key financial metrics, a credit check may be part of our assessment process. Don’t let less-than-perfect credit hold you back—it’s about how you manage your finances! With our unique Fundo Score, you can see how your good borrowing behaviour can make a difference.
Have you ever considered the benefits of maintaining a healthy Fundo Score? When you make repayments on time or early, write us a review, or refer friends, you can enhance your score and improve your chances for approval. It’s a win-win! Ready to take the leap? Simply head to our homepage, click ‘Apply Now’, and fill out the online application form with your details.
With Fundo, you don't need to keep searching for "fast payday loans" or "really bad credit loans". We're here to simplify the process and provide a solution that suits your urgent financial needs. Apply today and move towards a brighter, more secure financial future with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
