Requirements To Get A Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life can present unexpected expenses that catch us off guard, leading many to seek the requirements to get a loan. Whether it’s a medical bill, car repair, or any other immediate financial need, traditional banks often can't provide the quick assistance you may require. That's where Fundo steps in. As a dedicated online lender, we specialise in delivering short-term loans to Australians—those with fair credit scores included!
At Fundo, we strive to ensure that our applicants choose the repayment plan that fits their needs best. When searching for the requirements to get a loan, you can trust we're here to help you make informed decisions regarding your loan. From home renovation loans to our emergency loans, our services are designed to cater to various financial needs in a responsible manner.
To streamline your application process and ensure all parties are protected, here’s what you need to qualify for a Fundo loan:
While some lenders boast of no credit check loans, we want to be transparent: a credit check may be needed as part of the assessment process for your loan. This helps us ensure you can comfortably repay the loan without straining your finances.
If you meet the above requirements and you're ready to proceed, applying for a loan with Fundo is seamless. First-time borrowers can easily apply through our website, and returning customers can reapply in just three clicks! If your application is submitted during business hours, you could receive approval and have funds in your account within 60 seconds after signing the contract!
Strengthening your Fundo Score can not only improve approval odds but unlock perks as well. You can raise your score by:
Ready to put an end to your search? Don’t look for the instant pay loan or other options elsewhere. Apply for a Fundo loan today and experience a straightforward, supportive lending process that caters to your needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
