Same Day Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise and you need cash fast, it's only natural to explore your options for same day bad credit loans. Many people may turn to phrases like 'Loans Online Instant Approval No Credit Check' in search of a quick financial solution. However, traditional lending processes can often be frustrating and lengthy, sometimes taking months to get approval. At Fundo, we believe accessing funds should be a breeze, especially for those dealing with immediate financial needs. As an alternative lender serving all of Australia, we focus on providing short-term loans to help you bridge that financial gap without the hassle of extensive paperwork.
Whether you're searching for 'Loans Without Bank Statements' or 'Quick Approval Personal Loans', you'll find that securing a small loan with flexible repayment plans is made easier with Fundo. Our short-term loans are structured to be user-friendly, with no interest incurred if repaid within 180 days. Plus, staying timely with repayments increases your chances of securing future loans.
Our loan types are designed to meet various needs:
Ready to say goodbye to endless searches for 'same day bad credit loans'? At Fundo, we make it easy to get the funds you need. But if you're still weighing your decision, consider our eligibility criteria: to apply, you must be over 18, reside in Australia, and have a minimum verified income of $1,000 per fortnight. It’s all about ensuring you're set up for success.
Don’t forget, if you complete your application during business hours, you can increase your chances of same-day approval! Our returning customers can also enjoy a simplified process, making the online experience quick and seamless.
Looking for additional advantages? At Fundo, we have the Fundo Score system, an interactive tool designed to boost your chances of loan approval based on your financial behaviour. Maintaining a good Fundo Score can even lead to great rewards. By paying on time and leaving feedback, you're on your way to enjoying long-term benefits.
If you're ready to take the next step towards financial relief, apply for a Fundo loan today! You won’t regret making Fundo your go-to option for getting the cash you need without the complications.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
