Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you find yourself in a pinch and need quick financial support, same day bad credit loans in Australia can be your go-to solution. Traditional lenders often come with complicated processes, requiring heaps of paperwork and long waiting times. At Fundo, we make it effortless for you to access the cash you need without the hassle. As a friendly and reliable lender, we understand that sometimes financial emergencies arise, and we are here to assist you.
Searching for 'same day bad credit loans Australia', or exploring options like Personal Loans? Look no further! Fundo offers various small loans tailored to your needs, ensuring you can find the right fit for your financial situation. Whether you're in need of emergency loans or planning a home renovation, we've got you covered.
When you choose us, you can decide how you want to repay your loan, be it weekly, fortnightly, or monthly—ensuring flexibility to fit your budget. With terms lasting up to 180 days for a MACC loan, you can pay off your loan early to avoid any unnecessary fees. Managing your repayments is easier than ever with our self-service dashboard, where you can view your repayment plan and access financial tips.
Your Fundo Customer Score plays a key role in your borrowing options with us. Building a positive relationship through timely repayments and feedback can enhance your Fundo Customer Score, making it easier to access loans in the future. Anyone over the age of 18, currently living in Australia, with a stable income of at least $1,000 gross income a fortnight can apply.
Stop searching for options like 'bad credit loans' or 'I need money desperately'! If you apply during business hours, there's a good chance we can approve and process your application the same day with funds hitting your account within 60 seconds of contract acceptance for eligible applications. For returning customers, the application process is even simpler. You can complete your application in just three clicks!
So if you're looking for a financial lifeline with same day bad credit loans in Australia, we invite you to apply now and take the first step towards securing the funds you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.