Same Day Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself in a pinch and need quick financial support, same day bad credit loans in Australia can be your go-to solution. Traditional lenders often come with complicated processes, requiring heaps of paperwork and long waiting times. At Fundo, we make it effortless for you to access the cash you need without the hassle. As a friendly and reliable lender, we understand that sometimes financial emergencies arise, and we are here to assist you.
Searching for 'same day bad credit loans Australia', or exploring options like Quick Cash Loans No Credit Check Australia? Look no further! Fundo offers various small loans tailored to your needs, ensuring you can find the right fit for your financial situation. Whether you're in need of emergency loans or planning a home renovation, we've got you covered.
When you choose us, you can decide how you want to repay your loan, be it weekly, fortnightly, or monthly—ensuring flexibility to fit your budget. With terms lasting up to 180 days for a MACC loan, you can pay off your loan early to avoid any unnecessary fees. Managing your repayments is easier than ever with our self-service dashboard, where you can view your repayment plan and access financial tips.
Your Fundo Score plays a key role in your borrowing options with us. Building a positive relationship through timely repayments and feedback can enhance your Fundo Score, making it easier to access loans in the future. Anyone over the age of 18, currently living in Australia, with a stable income of at least $1,000 gross income a fortnight can apply.
Stop searching for options like 'bad credit loans' or 'I need money desperately'! If you apply during business hours, there's a good chance we can approve and process your application the same day with funds hitting your account within 60 seconds of contract acceptance for eligible applications. For returning customers, the application process is even simpler. You can complete your application in just three clicks!
So if you're looking for a financial lifeline with same day bad credit loans in Australia, we invite you to apply now and take the first step towards securing the funds you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.